Blogs
A repository of relative references, stories & quotes that depicts one’s financial success.
1. What is rat race or pay cheque to pay cheque?
This is a classic example that explains the story which I took from the book of Tony Robbins “Money – Master the Game“. It’s about a famous boxer called Lloyd Mayweather. Mayweather’s earlier strategy was – Fight, get money, spend the money, fight again. Sounds silly isn’t it?
2. Goal
If it’s this simple then how come everybody doesn’t do this…
“Income – Investing = Expense”
one must have a well defined goal to do this.
The first step in every investment is to have a goal, one must know for what they are investing.
3. Process
If you know what your goal is, is that enough?
What makes the difference? As some achieve their goal and some not.
How to lay your foundation well to achieve your goal ?
4. Opportunity Cost
I have always heard people say this most of the time that ‘if my salary goes up, I can lead a comfortable life.’
Does it really work?
What makes the change?
How can we control our spending?
5. Value
When you start investing, you must know where you are now financially, after that you need to be clear about what you are investing in, it’s not just about the goal but, the most important thing is to know the value behind your investment goal.
Let’s find out how you can find value for all your investments.
6. Inflation
A hundred rupees 20 years back is still a hundred rupees now. The amount doesn’t change, but there is a change, do you know what it is?
Something which makes 100 rupees not worth as it was 20 years back. It’s nothing but purchasing power. Yes, the purchasing power does not remain the same.
What matters the most is your 'goal'.
Are you upset when share market falls?
When you are going to invest in equity mutual funds, you know that the equity market is volatile. And, because of that, only equity funds are giving a better return than any other asset class in the long run.
Small steps for big changes.
We all face a lot of challenges in our day-to-day life, some big and some small. Some take our life some teach us a lesson.
The question is, how much are we prepared for unexpected challenges in our life?
Frequently Asked Questions
Mutual funds offer diversified, professionally managed investments, making it easier to achieve your financial goals with flexibility and convenience.
A mutual fund distributor provides expert guidance, helping you choose the right funds and manage your investments efficiently.
A Systematic Investment Plan (SIP) is a disciplined way of investing in mutual funds. It allows you to invest a fixed amount of money at regular intervals, such as weekly, monthly, or quarterly, into a chosen mutual fund. This approach is ideal for long-term wealth creation and caters to investors who prefer small, periodic investments over lump-sum investments.
Portfolio Management Services (PMS) are investment solutions tailored for individuals who seek personalized asset management beyond mutual funds. PMS is particularly attractive for high-net-worth individuals (HNIs) due to its bespoke approach.
No, you should not stop investing when the stock market goes down. In fact, a market downturn can often be a good time to invest, depending on your financial goals and strategy.